Services

Let us introduce you to the comprehensive range of services we offer. 

Retirement Planning

• Wealth management strategies
• Income distribution strategies
• Assessing pension options
• Asset protection strategies
• Tax efficient strategies

Asset Management 

• Fee-based financial plans
• Portfolio management for individual investors
• Regular portfolio review
• Asset allocation strategies reflecting your goals
• Stock option analysis
• Investment and strategies include:
  • Individually managed accounts (IMA)
  • Mutual funds
  • Annuities (variable, fixed, immediate)
  • Stocks
  • Bonds
  • 403(b) TSAs
  • Traditional and Roth IRAs
  • 401(k), SIMPLE IRAs, SEP-IRAs
  • 529 College Plans
  • Education IRAs

Estate Planning

• Asset protection against probate, lawsuits, divorce, unnecessary federal and state taxes
• Tax reduction strategies
• Charitable trust design and implementation
• Charitable gifting
• Review of wills and powers of attorney
• Trust administration for families and institutions

LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.

Long Term Care Planning

• Planning and funding coverage
• Examining care options
• Assessing current coverage

Risk Management

• Insurance review and assessment of coverage
• Disability income protection
• Life Insurance (Term, Universal, Variable Universal, Whole Life)

Succession Planning

• Financing management buy-outs (ESOPs, loans)
• Funding of buy/sell agreements
• Transfer of ownership to family members or key employees
• Liquidation options
• Exit Strategy